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Certifications / Designations

  • ABR

Languages

  • Russian
  • Latvian
  • English

Cities Served

  • Rossford
  • Toledo Area/ Toledo Metro/ Toledo city
  • Perrysburg OH
  • Maumee OH
  • Bowling Green OH
  • Whitehouse OH

Lauma Culkstena

Howard Hanna Real Estate Services

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Expertise / Specialties

General Residential Sales, Accountant/CPA

About Me

As a licensed Realtor® in Ohio and Michigan, I am dedicated to helping clients navigate the real estate process with confidence and clarity. I hold the Accredited Buyer’s Representative (ABR®) designation and Short Sales and Foreclosure Resource (SFR®) certification, both issued by the National Association of Realtors®—credentials that reflect my commitment to specialized knowledge and exceptional client service.

Before beginning my real estate career, I earned a Bachelor’s degree in Business Administration from Vidzeme University of Applied Sciences and a Master’s degree in International Economics from the University of Latvia. I am also an Enrolled Agent with the IRS and have more than 15 years of experience in tax accounting, which gives me a unique ability to bring order and insight to complex financial and real estate transactions.

Having lived in the Toledo area for over a decade, I have a deep appreciation for the community and a thorough understanding of what makes each neighborhood special—on both sides of the Ohio–Michigan border.