Pattern
Lauma Culkstena
Howard Hanna Real Estate Services
Expertise / Specialties
General Residential Sales, Accountant/CPAAbout Me
As a licensed Realtor® in Ohio and Michigan, I am dedicated to helping clients navigate the real estate process with confidence and clarity. I hold the Accredited Buyer’s Representative (ABR®) designation and Short Sales and Foreclosure Resource (SFR®) certification, both issued by the National Association of Realtors®—credentials that reflect my commitment to specialized knowledge and exceptional client service.Before beginning my real estate career, I earned a Bachelor’s degree in Business Administration from Vidzeme University of Applied Sciences and a Master’s degree in International Economics from the University of Latvia. I am also an Enrolled Agent with the IRS and have more than 15 years of experience in tax accounting, which gives me a unique ability to bring order and insight to complex financial and real estate transactions.
Having lived in the Toledo area for over a decade, I have a deep appreciation for the community and a thorough understanding of what makes each neighborhood special—on both sides of the Ohio–Michigan border.
